Frederick Vettese is Chief Actuary of Morneau Shepell, a position he has held since 1991. He has written op-eds for the National Post and The Globe and Mail, and is frequently quoted regarding pension matters in various media. A prolific author of pension articles for a number of magazines and journals, he is also the author of two other books on retirement and has presented at various national conferences, such as the Conference Board of Canada and the Canadian Institute. Fred is a member of the C.D. Howe Institute Pension Policy Council and a Fellow of the Canadian Institute of Actuaries (FCIA). He provides consulting services to some of Morneau Shepell's largest clients and also oversees professional standards for the firm's 150 actuaries