LESLEY SCORGIE has been writing and speaking about young adult finances for six years. She has made numerous television appearances, including The Oprah Winfrey Show and Montel Williams, and her financial writing has appeared in publications such as The Calgary Sun, Maclean's, and Cosmo Girl. She has worked at the Royal Bank of Canada and as a spokesperson for Canada Savings Bonds. In 2005, Lesley Scorgie graduated from the Univeristy of Alberta with an honours bachelor's degree in marketing and finance. She now works in the Canadian finance industry.