The key to a happy retirement may be . . . not retiring. Work because you want to, not because you have to, to achieve balance, health, and purpose in your life after full-time employment.
Retirees are living longer than ever before and many will have to finance as many years in retirement as they had in their entire working career. So now, the old idea of full-stop retirement, going from 100 per cent work mode to 100 per cent leisure mode, is neither sustainable nor desirable. Besides, many studies have shown that those who stay engaged, challenged, and stimulated stay healthier and live longer. Continuing to work to some degree after you have left your full-time career can actually improve your health and increase your lifespan.
The key is to work because you want to and not because you have to. Instead of continuing to run the organizational rat race or being stuck on the treadmill of life, you can learn how to break through the finish line of financial independence and plan your own Victory Lap, a blend between work and play that each person intentionally designs for themselves.
This book explains the concept of Victory Lap Retirement, outlines the benefits, and shows you how to plan for your own unique Victory Lap, the post-employment lifestyle that's right for you, allowing you to live life to the fullest, on your terms, while you are young enough to enjoy it.
The second edition contains new information on decumulation, strategies retirees can use to safely draw down their assets to help finance their Victory Lap, as well as many additional examples.

Michael Drak is a thirty-eight-year veteran of the financial services industry and lives with his wife, Melina (also known affectionately as ("the Contessa"), in Toronto. He started his own Victory Lap in 2014 and is busy helping others transition into their own personal versions. In addition to mentoring others, he gives speeches and seminars to groups across the country and cultivates and maintains the Victory Lap community at www.victorylapretirement.ca

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