Featuring personal finance strategies from one of the world’s leading financial services companies, this guide presents easy-to-understand guidance for dealing with common situations and challenges regardless of income level. With an emphasis on education and good financial planning, topics discussed include financial planning for homeowners, investing responsibly, planning for the future, and dealing with unexpected changes that can adversely affect one’s finances—such as credit card theft, divorce, job loss, or a medical emergency. With straightforward steps for creating a financial roadmap and getting one’s finances in order, the guide addresses budgeting, personal savings, investments, insurance, planning for education costs, retirement planning, and debt control in ways that maximize financial confidence and are applicable to a wide range of situations.

Dara Duguay's profile page

Bill Knight's profile page

Dara Duguay is the director of Citigroup's office of financial education and the author of Don’t Spend Your Raise and Please Send Money. She lives in Washington, DC. Bill Knight is the former commissioner for the Financial Consumer Agency of Canada, and the former president and CEO of the Credit Union Central of Canada. He is a member of a number of corporate and volunteer boards, including the Citizens Bank of Canada, the Desjardins Group Advisory Board, the Canadian AIG United Guaranty Board of Directors, and the advisory committee to the Child Welfare League of Canada. He lives in Ottawa, Ontario.