In this new and updated emergency and pandemic-focused edition, Kelley Keehn tackles how to spend, save, and plan for your future, even in times of economic uncertainty.

No matter your age, salary, social or relationship status, money is an important part of your life. Yet, somehow, talking about your money situation is hard. Why is it that you know more about what goes on in your friend’s bedroom than with their bank account? Do you know if your parents have a will or if they’ll leave a legacy? How many of your colleagues are still paying off student debt but are jet-setting around the globe on multiple credit cards?

Since no one is talking about it, you can’t be expected to learn how to manage your money on your own. With years of experience as a personal finance advisor and educator, Kelley Keehn will answer your most burning questions about money and will talk you through how to avoid mistakes along the way. You can gain control of your debt, learn to save for your future, have a life, and feel good about money all at the same time. And—spoiler alert—you don’t need a budget to do any of this! You’ll learn:

-How to weather economic uncertainty and make wise financial choices during the pandemic
-How to build good credit (and get rid of bad credit—especially credit card debt)
-What all these dreaded acronyms mean and how they can work for you—TFSA, RRSP, RESP, CFP, CPP, CERB
-How and when to invest for your future
-How to talk about money with your partner—and everyone else in your life
-How to save for a mortgage and then work towards being mortgage-free
-How to have fun, splurge once in a while, and still save money

With her unique blend of empathy and no-nonsense candor, Kelley takes you through the basics of personal finance with relatable anecdotes that expose the most common money pitfalls—and how to avoid them—so you can make financial decisions that are right for you.

Kelley Keehn is an award-winning and best-selling author of nine books on personal finance and fraud protection including, Protecting You & Your Money: A Guide To Avoiding Identity Theft and Fraud (winner of the Institute for Financial Literacy’s Excellence in Financial Literacy Education Award in 2014), The Woman’s Guide to Money and The Prosperity Factor for Kids. During her fourteen years as an educator of personal finance, she has frequently appeared on The Marilyn Denis Show as the personal-finance authority, and was the host of Burn My Mortgage on the W Network. Kelley has also made appearances on CBC Radio, and has written for The Globe and Mail, Tangerine Bank, and Meridian Credit.

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“Intended to help people who are worried about their finances in the midst of this painful pandemic. . . . [Keehn] is sympathetic and supportive.”
— The New York Times

“Kelley gets it. She’s clear and clever. Best endorsement? I told my kids to read this book!”
— DAVID CHILTON, author of The Wealthy Barber