In this hard-hitting new book, personal finance expert Gordon Pape zeroes in on the realities of retirement that confront Canadians, including collapsing pension plans, a tax system that works against us, pitiful savings rates, and the fact that there are no "safe" investments. What lies ahead is a series of wrenching changes to our retirement system as governments and corporations struggle to cope with a tidal wave of harsh economic, demographic, and social realities. But it is not all doom and gloom if you take control of your money now!

With his trademark take-action advice, Pape helps you to understand the realities of retirement and offers practical solutions for protecting your family's future in a rapidly changing world. If you want to ensure that you have enough money for retirement, Pape's approach to finance will teach you how to create a financial plan that works, pay off debt (and stay debt free), invest wisely, understand your pension plan, minimize taxes, and more.

In these lean times, Retirement's Harsh New Realities is a must-read for all Canadians. Take control and learn how to protect your future.

Gordon Pape is best known to Canadians as CBC-radio's personal finance commentator and as the author of popular books on money management and investment strategies. These include Building Wealth in the '90's, Low-Risk Investing, Retiring Wealthy, and his annual guides to RRSP's and mutual funds. He has also co-authored three novels and the award-winning Montreal at the Crossroads.

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